Today I read that some Chicago aldermen want to the city government to guarantee O'Hare foodservice workers an hourly wage of $11.03. I'm all for it, being a working man myself. I think everybody deserves a living wage. Of course, this is just a little bit more than I actually earn per hour. And by little bit, I'm talking about more than the three cents. So, any day now.
Because I earn such a small wage, I don't pay my creditors. See,
Until... I got to college where I learned to use student loan money and credit cards to pay for rent, groceries, gas, beer, scotch, tattoos, and motorcycle shit, among other things. And forget about the army. My GI Bill cash went down the same hole.
I did this, like many, under the naive assumption that I would immediately enter the workforce after college and be blessed with a nice, comfortable $40,000 or so per year job. Even with my English degree from a mid-tier state school.
So I applied to graduate schools. And I got into one. A damn fine one, actually, with a name you'd recognize. My expectations grew, maybe I'd get a $60K job right after school. That's what everybody else does coming out of this place, right? Even with an MFA in creative writing? Still, I took on more debt.
And here I am: nearly two years out of graduate school and quickly approaching 30 years old. I make ten bucks an hour at a job I hate at a level inversely proportional to the level at which I feel underpaid and underemployed. And I get a dozen phone calls a day regarding my various defaults and past-dues and other nonsense. Naturally, I don't answer the phone if I don't have the number programmed in my contacts. And recently, I got the Google Voice. It's nice, I guess, though I don't make many calls with my computer. What I do use is the visual voicemail. And boy, does it produce some winners. Unfortunately, I don't save them.
Tonight's is the best I've ever seen though:
This message is for the call with Pioneer credit recovery and it's about your past due, DeathAnd really, that's all there is to it. This is the end, my friend. We've gone beyond debtor's prison. We're to the point of death squads marching down the street, taking out anyone in default. Which doesn't surprise me really. At any rate, I should probably seek out some parasitic credit consolidation company to help me out.
What harm could it do? After all, my death is past due.