I have never had a "real" job. Sure, I've worked in plenty of places. I was in the army for a bit. Bartended. Waited tables. Shelved books. Now I zap the zits off rich kids' digital faces in Adobe Photoshop. I don't get paid shit to do it. But I did go to grad school, so maybe I am a late bloomer. That big, bad-ass $28,000 a year and relatively affordable health insurance is just around the corner. I can feel it.
Today I read that some Chicago aldermen want to the city government to
guarantee O'Hare foodservice workers an hourly wage of $11.03. I'm all for it, being a working man myself. I think everybody deserves a living wage. Of course, this is just a little bit more than I actually earn per hour. And by little bit, I'm talking about more than the three cents. So, any day now.
Because I earn such a small wage, I don't pay my creditors. See,
it was never easy for me. I was born a poor black child. I remember the days, sittin on the porch with my family, singin and dancin down in Mississippi. I come from a low point in the middle class--or the "working class," really. My mom wasn't addicted to crack or anything, my parents are still married, and they even made me read books when I was growing up. And not just any books. I had to read
Gulliver's Travels and shit like that. That's a real serious book, for those of you not in the know. I did not have a troubled or poverty-stricken childhood. But I did learn to do without.
Until... I got to college where I learned to use student loan money and credit cards to pay for rent, groceries, gas, beer, scotch, tattoos, and motorcycle shit, among other things. And forget about the army. My GI Bill cash went down the same hole.
I did this, like many, under the naive assumption that I would immediately enter the workforce after college and be blessed with a nice, comfortable $40,000 or so per year job. Even with my English degree from a mid-tier state school.
So I applied to graduate schools. And I got into one. A damn fine one, actually, with a name you'd recognize. My expectations grew, maybe I'd get a $60K job right after school. That's what everybody else does coming out of this place, right? Even with an MFA in creative writing? Still, I took on more debt.
And here I am: nearly two years out of graduate school and quickly approaching 30 years old. I make ten bucks an hour at a job I hate at a level inversely proportional to the level at which I feel underpaid and underemployed. And I get a dozen phone calls a day regarding my various defaults and past-dues and other nonsense. Naturally, I don't answer the phone if I don't have the number programmed in my contacts. And recently, I got the Google Voice. It's nice, I guess, though I don't make many calls with my computer. What I do use is the visual voicemail. And boy, does it produce some winners. Unfortunately, I don't save them.
Tonight's is the best I've ever seen though:
This message is for the call with Pioneer credit recovery and it's about your past due, Death
And really, that's all there is to it. This is the end, my friend. We've gone beyond debtor's prison. We're to the point of death squads marching down the street, taking out anyone in default. Which doesn't surprise me really. At any rate, I should probably seek out some parasitic credit consolidation company to help me out.
What harm could it do? After all, my
death is past due.